CONDO INSURANCE (HO6)

“Mike and Ryan have been wonderful to work with! They are very kind and polite. Out of all the insurance agents I went through for my situation they understood me and got exactly what I needed. From this point on Myers Insurance is my go to insurance agent! Thanks guys!”

-Danielle R.

Coverage Beyond Your Condo Association

Condo associations have master policies that cover your property, common areas and physical structure of your building. However, these master policies do not cover your personal property or your legal responsibility to others, and they may not cover improvements or customization to your unit. This is where condo insurance comes in. 

What is Condo Insurance?

A basic condo insurance policy, sometimes called an HO6 policy, will cover damages to most of your personal belongings, as well as walls, floors, ceiling coverings, etc. Most condominium by-laws or trust agreements state that the condo owner owns or is responsible for everything within the unit, including permanently attached fixtures and improvements. Condo insurance covers the property that your condo association’s policy will not cover.

What Does Condo Insurance Cover?

With most insurance policies, you can select the amount of coverage you would like based upon your situation. Condo insurance policies allow you to select from the following coverage options: 

  • Personal property
  • Replacement value of your primary dwelling and specified permanent attachments, up to a specific value
  • Bodily injury if someone is hurt on your property
  • Liability for property damage
  • Damage protection from dangers, such as fire, plumbing freezes, vandalism, glass breakage, etc.

MYERS TIP: Before you shop for condo insurance, take an inventory of what you own to decide what level of coverage makes you comfortable. Use this list when discussing coverage with your agent.

If you currently have a condo insurance policy and would like to compare rates or discuss alternative options, Myers Insurance has works with “A” rated carriers, certified underwriters, claims adjusters, and highly trained customer service representatives can help you find the right policy for you and your wallet. 

Get a Quote

Fill out your information to let us know what type of Condo insurance you would like us to quote.

Since 1981, Myers Insurance Agency has been dedicated to providing insurance products that provide quality protection with valued pricing.

Myers Insurance Agency has been serving the entire state of Florida and our surrounding cities including Pompano Beach, Margate, Lighthouse Point, Deerfield Beach, Boca Raton, Fort Lauderdale and Coconut Creek since 1981. We offer Home Insurance, Condo Insurance, Automobile, Commercial Auto, Motorcycle, Marine, Personal Watercraft, Recreational Vehicle, and SR22/DUI/FR44 insurance. We are available in our office Monday thru Friday from 9am. to 5pm., Saturday from 9am. to 4pm. and Sunday by appointment. Please stop in or call us at 954.784.9029.

DISCLAIMER: Your insurance policy, and not the information contained on this website, forms the contract between you and your insurance company. The policy contains limits, exclusions and limitations that are not detailed on this website. If there is a discrepancy between information contained herein and your policy, your policy takes precedence. There is no intentionally misleading information contained in this website, however, Myers Insurance Agency, Inc. takes no responsibility for errors. We will endeavor to correct or clarify any incorrect information.

PRIVACY STATEMENT: Myers Insurance Agency, Inc. does not sell, trade or rent your personal information to outside companies. Any information you provide is held strictly confidential and is used only for the handling of your business with and through Myers Insurance Agency, Inc.